Since February 2025, Article 4 requires a documented AI-literacy programme — for any EU business whose staff use ChatGPT, Copilot, AI screeners, or any generative tool. National enforcement begins August 2026. Stone & Carter writes, delivers, and documents yours. Audit-ready folder in 7 days.
AI in use?
One employee using ChatGPT
once is enough to trigger it
EU operations?
Established in the EU
or employing EU staff
Any staff?
No size threshold.
Sole traders are exempt.
If all three: Article 4 applies to you now.
"Providers and deployers of AI systems shall take measures to ensure, to their best extent, a sufficient level of AI literacy of their staff and other persons dealing with the operation and use of AI systems on their behalf..."
— Article 4 · Regulation (EU) 2024/1689
Who it applies to
Every EU employer whose staff uses AI at work. ChatGPT, Copilot, Gemini, or any embedded AI feature. Sector doesn't matter. Headcount doesn't matter. One user is enough.
What 'sufficient' means
The Commission's published guidance is clear: role-appropriate, ongoing, documented training — not a one-off session. An annual PDF in a drive explicitly does not satisfy the obligation.
What happens in August 2026
National enforcement begins. Member-state authorities begin inspections. Missing literacy programmes will be an aggravating factor in any AI Act review — not a standalone fine, but compounding evidence.
€15M
or 3% of global annual turnover — whichever is lower for SMEs
A €2M company faces up to €60,000 in exposure. A €10M company: €300,000. The fine is proportional to your revenue.
Stone & Carter Starter costs €150/month. That's €1,800/year — against €60,000–300,000 in exposure for a typical SME. The maths aren't close.
Article 4 doesn't wait for enforcement to begin. The obligation started February 2, 2025. Every day without a documented programme is a day with exposure and no defence.
Feb 2025
Article 4 became applicable
Not August 2026. Not when enforcement begins. February 2, 2025. You've had an obligation for over a year. Most companies have done nothing.
< 1%
of your staff have documented AI literacy training
A PDF in a shared drive doesn't satisfy Article 4. An LMS course doesn't either, unless it's role-tailored, ongoing, and produces an audit trail. Almost no company has this.
3%
of global annual turnover — not just €15M
For a €2M company: €60,000 at risk. For a €10M company: €300,000. The fine scales with your revenue. So does the cost of building nothing.
You spend half an hour with us on day one. We do everything else. The Compliance Folder is populated on day 7. Training runs automatically every week after that.
10-minute audit call
We map your AI tools, team structure, and risk surface against Article 4. You leave with a gap analysis and a programme design — not a proposal for more consultancy.
We write your role-tailored curriculum
Five tracks — Finance, HR, Sales, Ops, Leadership — each built from real incidents in your sector. Not generic AI principles. Actual scenarios your team will recognise.
Programme activates on day 7
Lessons land in inboxes. Two minutes a week. No LMS to install. No new login for staff. Completions and scores logged automatically from day one.
Compliance Folder delivered at activation
The full evidence file is ready before a single lesson is completed. You have documentation on file from the moment your programme starts — not 12 weeks later when staff finish.
We maintain it as the law evolves
Quarterly curriculum reviews, automatic Folder updates, no legal retainer required. As the Commission issues new guidance and national authorities clarify enforcement, your programme stays current.
Every plan includes a fully populated Compliance Folder, five role tracks, and quarterly curriculum reviews. The deliverable your regulator would accept — maintained for as long as your obligation runs.
Starter
Up to 30 staff
Growth
31–100 staff
All prices in EUR. VAT may apply. Implementation waived for contracts signed before May 31, 2026.
The gap analysis call is 10 minutes. We map your obligation, identify what you're missing, and tell you exactly what a programme for your company would cost. No slide deck. No obligation.
10 minutes · No commitment · Audit-ready programme within 7 days of signing